- Mortgage Calculator
- Will calculate your mortgage and provide a good estimate of what it will be.
-
- How Much House Can
You Afford Calculator
- Provides a good indication of just what price range to search
in.
-
- Mortgage
Qualification Calculator
- The calculator will try to calculate what kind of income
lenders will expect you to be making to qualify for the specific values. Property tax and
home insurance numbers vary greatly by region and construction type.
-
- Convertible
Balloon Mortgage Calculator
- These days convertible balloon mortgages are getting more
popular since they provide lower rates than conventional 30 year mortgages while still
giving a fixed payment schedule for 5 or more years. The risk, of course, is what happens
after the initial fixed period is over and you have the possibility of converting your
loan. Here is a calculator to try to answer those questions...
-
- Biweekly Mortgage
Calculator
- Calculator compares biweekly mortgage payments vs. monthly.
-
- How Will
Prepaying Change My Loan
- This calculator takes a principle amount, interest rate,
normal length of the loan and either how much total a month to pay or how long you want to
pay. Then it thinks...
- NEW - Now also calculates for credit cards and other non
amortized lines of credit that use simple compounding of interest.
-
- Prepayment Mortgage
Reduction
- This form allows you to see how prepaying your mortgage
reduces the length of your mortgage by putting in the current values for your loan. If you
know your current principle balance and principle/interest payment, enter then in fields
A1 and A2. Otherwise enter the three values for your loan in B1, B2 and B3. (Original Loan
Amount, Month of First Payment, Length of Loan).
-
- Prepayment
vs. Investment -- A Scenario
- This form allows you to compare what would happen if you took
one of two choices with some extra cash you have -- prepaying your mortgage each month, or
investing it instead. This tries to take into account your tax situation and assumes you
always itemize (even late into your mortgage when your interest will be lower -- assuming
you give to charities, and pay state and local taxes too!!)
-
- Nominal And Effective
Interest Rates
- Calculate what rates are necessary to achieve a desired future
value amount given a present value amount and the time period over which to compound your
investment.
-
- Future
Value/Annuity Calculation
- This calculator estimates how much to put away tax deferred to
get a certain amount of money in the future, and how much you could expect to draw out of
that money.
-
- How Much Does That
Loan Really Cost
- You enter the interest rate of your loan, the quoted APR and
the loan amount. It figures the rest.
-
- How Much Does That
Loan Really Cost - Another Version
- You enter the interest rate of your loan, the points and costs
and the loan amount. It figures the rest. Note that the other costs is not very neatly
defined and not all lenders use the same items (appraisal, per diem interest, etc.) You
will have to find out what your lender includes.
-
- Compound
Calculator
- This calculator simply takes the final amount you want to earn
given an initial investment for a duration of time, and finds the required annual yield
you would need to achieve that goal.
-
- How Much To Retire
- Here is a simple retirement calculator. It tells how much you
will need to provide a certain income for a set number of years.
-
- Simple Savings
Calculator
- This doesn't deal with inflation, taxes or any of that
complicated stuff. This is just a simple calculator that lets you start with an amount of
money and make regular monthly deposits, and see how much it grows.
-
- Simple Loan Payment
Calculator
- Enter the values to calculate the payment. The loan can be a
mortgage, car loan, or any other simple interest amortization over a fixed time with fixed
monthly payments.
|
